Algonquin Students' Association | Benefits - Algonquin Students' Association

The Student Health Plan gives you health and dental coverage beyond what is offered through the Ontario Health Insurance Plan (OHIP). Our health insurance is offered through WeSpeakStudent, and it helps reduce the fees for private health coverage.

How the Health Plan Works

Eligible students who start their classes in the Fall (September) or Winter (January) semesters receive coverage until August 31 for:

Prescriptions (e.g. birth control)
Dental (e.g. cleanings, extractions)
Vision (e.g. glasses, eye exams)
Paramedical (e.g. psychologist, physiotherapist) – (Select plans)
Accidents
Travel
We Connect (counseling & support)

Eligible students who start their classes in the Spring (May) semesters receive coverage until August 31 for:

Prescriptions (e.g. birth control)
Accidents
Travel
We Connect (counseling & support)

After August 31, if you have classes and meet eligibility requirements, you may select a Flex Plan and will be covered until the following August 31.

Read the Full Benefit Plan (PDF)

Customize Your Coverage

All eligible students are automatically enrolled in the Balanced Plan, which evenly distributes coverage across each area. If you need more (or less) coverage in one of those areas, you may be able to change to a Flex Plan to increase the maximum limit in the area of your choice.

Who Can Use a Flex Plan

Flex plans are only available in the Fall (September) or Winter (January) semesters.

Students who start class in the Spring (May) semester are enrolled in the Balanced Plan and have coverage for prescriptions and accidents until August 31. You may select a Flex Plan in September if you continue to have classes and meet eligibility requirements.

Flex Plan Selection Deadline

You may only change your coverage plan during your first semester of class within the current Student Health Plan coverage period.

If you miss the deadline, your next opportunity to change your coverage will be the following September 1, if you meet the eligibility requirements.

No exceptions will be made for missed deadlines.

Class Start Date	Flex Plan Selection Period Start	Flex Plan Selection Deadline
September 2024	September 1, 2024	September 30, 2024
January 2025	January 1, 2025	January 31, 2025
May 2025	May 1, 2025	May 30, 2025

How to Change Your Plan

Check if you are within the Flex Plan Selection Period
Visit WeSpeakStudent.com and select Algonquin College
Click on “Choose Your Plan” and follow the instructions

Plan Coverage Comparison

A quick overview of each of the plans.

	Balanced Plan	Enhanced Drug Plan	Dental Focused Plan	Vision Focused Plan
Prescription	80% coverage up to $3000 max $400 max for oral contraception, Nuvaring, IUD’s $8.00 Dispensing Fee	90% coverage up to $5000 max $400 max for oral contraception, Nuvaring, IUD’s $0 Dispensing Fee	70% coverage up to $2000 max $80 max for oral contraception, Nuvaring, IUD’s $8.00 Dispensing Fee	70% coverage up to $2000 max $80 max for oral contraception, Nuvaring, IUD’s $8.00 Dispensing Fee
Dental	$500 max 100% Basic and Preventative 75% Extractions 75% Minor Restorative 10% Major Restorative	$300 max 70% Basic and Preventative 70% Extractions 70% Minor Restorative 0% Major Restorative	$750 max 100% Basic and Preventative 80% Extractions 80% Minor Restorative 15% Major Restorative	$300 max 70% Basic and Preventative 70% Extractions 70% Minor Restorative 0% Major Restorative
Vision	100% coverage up to: $100 prescription glasses or contact lenses $50 general eye exam	100% coverage up to: $80 prescription glasses or contact lenses $50 general eye exam	100% coverage up to: $80 prescription glasses or contact lenses $50 general eye exam	100% coverage up to: $150 prescription glasses or contact lenses $50 general eye exam
Paramedical	80% max coverage per treatment up to $250 per year	N/A	N/A	80% max coverage per treatment up to $250 per year
Accident	Included	Included	Included	Included